Business Services

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Commercial Insurance

This helps businesses stay protected against risks that may threaten its success. Depending on the commercial lines coverage, it can be specifically aimed at protecting the reputation, wellbeing and financial situation of a business entity, as well as the employees.

Business Owner Policy (BOP)

A Business Owner Policy (BOP) combines protection for all major property and liability risks in one insurance package. This type of Business owner policy assembles the basic coverage required by a business owner in one bundle.

Workers | Aj Singh Insurance
Workers Compensation Insurance

Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen. When they do, Workers compensation insurance provides coverage and it protects employers from lawsuits.

Insurance | Aj Singh Insurance
General Liability Insurance

This can help cover medical expenses and attorney fees resulting from bodily injuries and property damage for which your company may be legally responsible. It may also cover you if you are held liable for damages to your landlord’s property.

Employment | Aj Singh Insurance
Employment Practices Liability Insurance (EPLI)

This​ is specialized insurance designed to protect against loss incured in litigating and setting wrongful employment practices liability claims. It generally provides reimbursement for the costs incured in defending a lawsuit.

Liability | Aj Singh Insurance
Professional Liability Insurance (Malpractice)
This will indemnify the insured against loss arising from any claim or claims made during the policy period by reason of any covered error, omission or negligent act committed in the conduct of the insured’s professional business during the policy period.
Vehicle | Aj Singh Insurance
Commercial Vehicles

This is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto insurance policy. This covers many types of commercial vehicles from automobiles used for business purposes including company cars, commercial trucks and vehicles

Water Swimming | Aj Singh Insurance
Commercial Umbrella Insurance
This supplements the policy limits of an insured’s underlying primary insurance policies, such as general liability, auto liability, etc. It can help cover costs such as legal fees, damages, and medical expenses. It’s an additional coverage that gives you an extra layer of protection for your company.
Business | Aj Singh Insurance
Business Interruption Insurance
This replaces business income lost following an event that interrupts the operations of the business, such as fire or a natural disaster. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.
Errors and Findings | Aj Singh Insurance
Errors and Omission
Errors and Omissions (E&O) Insurance protects your company from claims made against you because of inadequacies or errors in your services provided to others. Without this, a company can be held liable for up to millions in damages plus the fees associated with a legal team.
Bonds | Aj Singh Insurance
Bonds
Contract surety bonds provide a financial guarantee for construction projects. We place commercial surety bonds for domestic and international projects as well as working with customers’ existing programs and facilitating the release of collateral.
Equipment | Aj Singh Insurance
Equipment/Inland Marine
If your business frequently ships products or equipment, you may want to consider purchasing inland marine insurance. This type of coverage is especially important if you ship high-value products or materials, which are often excluded from basic property coverage.
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The Power to Heal.

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You Deserve Health.

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Healing Presence.

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